Privacy Policy

Effective Date: February 10, 2023

This privacy policy (“Policy”) describes how VOWEL collects, uses and shares personal information of users of our peer to peer lending and borrowing platform.

Collection of Personal Information

VOWEL collects personal information from users when they register for an account on our platform. The personal information we collect may include, but is not limited to, your name, email address, phone number, and financial information.

We may also collect personal information from third party sources, such as credit bureaus and identity verification services, in order to verify your identity and prevent fraud.

Use of Personal Information

VOWEL uses the personal information we collect for the following purposes:

To provide our services to you, such as facilitating loans and repayments between borrowers and lenders

To verify your identity and prevent fraud

To communicate with you about your account and our services

To improve our services and develop new products and features

Sharing of Personal Information

VOWEL does not share personal information with third parties for their marketing purposes.

We may share personal information with third parties in the following circumstances:

With service providers who assist us in providing our services, such as credit bureaus and identity verification services

As required by law, such as in response to a subpoena or other legal process

In the event of a merger, acquisition, or bankruptcy, personal information may be transferred to a third party


VOWEL takes reasonable steps to protect the personal information we collect from loss, misuse, and unauthorized access, disclosure, alteration, and destruction.

Data Retention

VOWEL retains personal information for as long as necessary to provide our services and fulfill the purposes outlined in this Policy.

Your Rights

You have the right to access, correct, update, delete, or object to the processing of your personal information. You may also have the right to request a copy of your personal information in a portable format.

To exercise these rights, please contact us at

Changes to this Policy

VOWEL may update this Policy from time to time. We will notify you of any changes by posting the updated Policy on our website.

Contact Us

If you have any questions or concerns about this Policy or our handling of your personal information, please contact us at